scot mckay blanket dating advice - Is consolidating student loans a good idea
If you consolidate parent PLUS loans with other direct federal student loans into a Federal Direct Consolidation Loan, the only income-driven repayment (IDR) program that loan will be eligible for is income-contingent repayment (ICR), the least generous of all IDR plans.
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With an average balance of $28,400, student debt is a big part of the average college graduate's life.
At Lend EDU, we help borrowers compare the top student loan companies in one place.
According to the Department of Education, you cannot consolidate a loan with the federal government that’s already been consolidated, unless you add on an additional, existing eligible loan or loans.
You can refinance loans with private lenders as often as you would like.
If you answered “yes” to all of these, you might want to look into consolidating your loans.